Back to SolutionsForensic Accounting
Repay Reconciliation
Repay reconciliation is a forensic accounting process that compares what a business has actually paid versus what funders claim you owe. By uncovering over-collections, misapplied payments, and improper withdrawal behavior, retroactive reconciliation strengthens your defense and creates negotiation power.
Key Benefits
- Uncover overpayments and inflated balances funders rarely disclose
- Identify misapplied payments and unauthorized ACH withdrawals
- Forensic audit creates negotiation leverage and legal evidence
- Recover funds paid beyond the purchased amount
- Build a documented case of improper withdrawal behavior
- Strengthen any parallel legal or usury defense strategy
Signs You Need Reconciliation
- Funders refuse to provide clear payment histories or balances
- Daily debits don't appear to match the stated specified percentage
- Your payback amount seems significantly higher than contracted
- Funders have continued pulling payments after default
- Reconciliation requests have been ignored or denied
Client Enrollment · MCA Defense Solutions